Can I deduct my student loan from my Zakat calculation even though I am currently studying and not repaying it?

A: A long-term debt which is not due to be repaid now or in the next 12 months cannot be deducted right now. For example, despite the scholarly debate on the impermissibility of conventional student loans, a student who did take out a student loan cannot deduct the debt during his studies as that is not currently payable.

And Allah knows best!

Mufti Faraz Adam