A person can have missed Zakat in a number of different circumstances. Some of the possible scenarios include:

• As a teenager, you may have had enough money in your bank account to warrant paying Zakat but not thought about it.

• As a student at university or upon graduation, you may have incorrectly assumed that you didn’t have to pay Zakat due to having a student loan.

• You may have been unsure whether to pay Zakat on jewellery or not.

• You may not have distinguished between personal and business assets correctly.

• You may have been confused about paying Zakat on your pension.

• You and your spouse may have been calculating Zakat as a couple rather than individually.

And Allah knows best!

Mufti Faraz Adam